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Pawn Process

In need of some quick cash or just looking to sell unused items? Consider taking your belongings to a pawnshop. Pawnshops are a great way to turn your goods into cash in a safe, secure, discrete friendly local business in just minutes. You, the customer have the choice to either get cash for your goods by selling them to the pawnshop outright or borrowing against them. A pawn is a loan where the pawnshop holds your collateral in exchange for the cash you are receiving.

Almost any item can be pawned. Popular belongings that are pawned include jewelry, electronics, video game systems and instruments. Don’t be surprised though. We will lend money or buy almost anything of value, so you may see some unusual items.

Pawnshop Loans For Items:

  1. Take item(s) to the pawnshop.
  2. Have the item appraised by a pawnbroker.
  3. Make sure the pawnshop has your email address and phone number for text alerts.
  4. Pay the renewal monthly to avoid going into default.
  5. Pay off your pawn when you can. You can always borrow again.
Pawnshop Loan Process


Before an item is appraised the pawnbroker will ask a series of questions. They want to make sure the customer is the rightful owner of the item. Pawnshops work closely with local law enforcement to make sure items being pledged for a loan or sold to the pawnshop are not stolen. Rest assured the pawnbroker is not being rude or nosy they’re just doing their due diligence to obey the law.

Loan Details and Payment

Once the item is appraised the pawnbroker will explain the loan structure and pay cash for the item.

Pawnshop Procedures and Honor System

In Florida, pawnshops are regulated and licensed by the Department of Agriculture and Consumer Services. We use certified scales to make sure we give you the most honest deal possible. The details of the transaction will be noted on the pawn ticket. This acts as a receipt, it has a description of your item as well as the transaction date. It also contains important loan details like fees, expiration dates, and interest.


The loan can be paid back any time before the expiration date. Once the expiration has expired and someone has failed to pay back the loan the item, which in this situation is the collateral, will become the pawnshop’s property.

Selling Items To A Pawn Shop:

This process is similar to the loan option, but instead of having to pay the pawnshop back, the customer sells the item to a pawnshop for a cash payment.

  1. Take item(s) to the pawnshop.
  2. Have the item appraised by a pawnbroker.
  3. Receive cash payment.
Pawnshop Selling Process

Length Of Process

Both options listed above take an average of ten minutes and customers leave with cash in hand.

Find a Pawn Max Location